Survey: Two-thirds of Gen Z adults feel unprepared for financial future

April 15, 2025

A new recent of U.S. adults found that two-thirds of Gen Z adults are not confident in their understanding of personal finance.

Gen Z is expected to be the largest and wealthiest generation in the next decade, but their low financial confidence may lead to a lack of preparedness for managing inherited wealth, creating an environment for overspending, poor investment decisions and long-term financial instability.

The survey also revealed that Gen Z adults are more likely to trust informal sources for financial learning and less likely to turn to professionals for guidance.

While more than half of Baby Boomers (56%) turn to financial advisors for guidance, more than 60% of Gen Z say they are more likely to rely on family and friends. See more key findings.

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