AICPA: 32% of Americans unprepared financially for natural disasters

July 25, 2025

A recent survey from the AICPA found that 32% of Americans have not taken steps to safeguard their finances against natural disasters.

The survey, conducted by The Harris Poll on behalf of the AICPA, found that 66% of Americans believe experiencing a natural disaster would significantly (29%) or moderately (37%) affect their financial circumstances.

The most common preparatory actions include reviewing insurance coverage (31%) and cataloguing assets for insurance claims (30%).

However, fewer individuals have considered updating or creating an estate plan or will, with only 19% addressing this aspect of financial readiness. See more findings.

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