Most U.S. adults (74%) report having a financial regret in 2025, according to a new survey from Bankrate.
Although Americans are currently navigating several economic hurdles, the percentage of people who say they have a financial regret is actually down slightly from 77% in 2024.
The survey of 2,078 U.S. adults also found that the top two financial regrets were not saving early enough for retirement (22%) and taking on too much credit card debt (15%).
Not saving enough for emergency expenses was the third-most common regret, but notably, the percentage fell from 18% in 2024 to 13% in 2025. See more findings.