Trusts as Retirement Plan Beneficiaries

Overview

The SECURE Act and follow-up IRS guidance turned retirement plan distribution rules on their head especially when trusts are involved. Trusts are still a popular way to pass on IRAs and other retirement assets, but the tax treatment and distribution rules today look very different from the old playbook. In this course, we'll unpack the new landscape step by step. You'll get clear on the categories of beneficiaries, the common types of trusts used and how distributions are actually reported. With practical examples and straightforward analysis, you'll walk away ready to: Evaluate beneficiary designations with confidence Spot tax consequences before they cause surprises Anticipate and navigate planning challenges under current law