Proposed rules would restrict Trump account eligible investments
August 25, 2026
The IRS recently proposed regulations that would limit Trump account investments to low-fee stock index and exchange-traded funds (ETFs) during the growth period.
The rules, according to a Treasury news release, are intended to help account balances grow over the long term by limiting investment costs and promoting broad diversification.
The growth period begins when the account beneficiary’s initial account is established and ends on December 31 of the calendar year in which the beneficiary turns 17. After that period, the restrictions would no longer apply.
The IRS is accepting feedback on the proposed regulations through Tuesday, Oct. 20. Learn more.